If it says PCL3, it's the raster driver.
That's what I had believed, but the Advanced tab on the driver had all of the choices for the PS driver and not some of those for the raster driver. Finally, after smacking my forehead, I de-installed all of the HPZ3100 printers, drivers and software from both of my computers on the network and reinstalled from the raster driver.
All is well in "user-friendly" territory now.